I used to be an insurance agent. As a matter of fact, I still have my license for another two weeks or so. With actually writing policies, I learned quite a bit about the cost and coverage for insurance. I also learned that as I sold it, I could understand why prices were high. BUT....since I am a regular customer with insurance myself, it is a whole different story. As an agent, it all makes sense what kind of coverage you have and how much it comes to in the end. Do I think it's expensive as an agent? Yes, I still do. Especially now that most companies are basing their premiums off of your credit score. Which, I think is ridiculous!! As a customer with insurance myself, I think the prices are high but I guess I gave up because we HAVE to have it to drive a vehicle or to own a home that's mortgaged. As if everything else in the world isn't expensive! You have to shop around for the right insurance company to get the price that will reasonably fit in your budget. These days prices of gas for vans is outrageous so you always want the prices of insurance for your van to be better. Anyway for people to save money and get good coverage at the same time, is great!
Friday, June 13, 2008
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